We advise insurers on all forms of policies purchased by financial institutions and their directors & officers (D&O), including professional liability, errors and omissions, banker’s blanket bond and commercial crime.

We specialise in coverage disputes and resolving disputes between insurers. We also draft and review policy wordings. We adopt a commercial approach to dispute resolution and serve a global client base.

Our team of experienced lawyers specialises in representing insurer clients in disputes with policyholders. Our global offering includes specialists in multiple jurisdictions across Europe, North America, Europe and the Middle East. We have been instructed on some of the largest disputes in the insurance market, recognised in Chambers and Partners and we have a proven track record of achieving successful results with the majority of our team has in-house experience and takes a commercial approach to resolving disputes.

We advise

D&O Insurers
D&O Insurers

We advise D&O insurers on:

Shareholder class actions.

Stock drop claims.

FSA/FCA and other regulatory investigations.

Side C securities claims.

Covid-19 Business Interruption claims.
Civil liability and crime insurers
Civil liability and crime insurers

We advise civil liability and crime insurers on:

Bad faith allegations.

Late notice/non-disclosure/misrepresentation.

Fraud.

Negligent tax advice.

Limit shave/contribution claims.

We also have significant experience of handling disputes between insurers and where limit shaving is involved.
Policyholders
Policyholders

We work closely with our market leading regulatory teams to defend policyholders who are under investigation by:

The FCA

The PRA

Overseas regulators

The Serious Fraud Office

US Department of Justice/SEC

Information Commissioner's Office

HMRC

Insolvency Service

National Crime Agency

Section 90 FSMA claims

We also collaborate with colleagues in our Employment, Intellectual Property and Pensions teams, to defend liability claims.

At DWF, we understand the unique challenges faced by insurers operating in the financial services sector. Our legal coverage advice is specifically designed to help insurers navigate these challenges and achieve successful outcomes in disputes with their policyholders. We take a through but commercial approach.

Here are some of the ways in which our legal coverage advice service can help insurers:

Access to experienced lawyers: Our team of lawyers has extensive experience in representing insurers in disputes with their policyholders. We understand the nuances of insurance law and are able to provide expert guidance to our clients.
Tailored solutions: We work closely with our clients to understand their specific needs and objectives, and provide tailored solutions to meet them.
Integrated legal services: Our USP is our ability to provide integrated legal services across a wide spectrum of areas. This means that we can support insurers with a range of legal services in corporate and commercial, regulatory and dispute resolution matters.
Risk management strategies: We understand that risk management is a key concern for insurers. Our legal coverage advice service includes the development and implementation of risk management strategies that are designed to mitigate risk and protect our clients' interests.
Litigation support: In the event that litigation is necessary, our team of lawyers is well-equipped to provide support. We have a proven track record of achieving successful outcomes in high profile and sensitive cases.
Training: We offer training to underwriters, claims team in-house GC teams and Boards of Directors on wordings, and recent legal developments.

With our legal coverage advice service, insurers can feel confident that they have the support of a dedicated team of lawyers who are committed to achieving the best possible outcomes for their clients.

“Extremely knowledgeable who never fails to provide an outstanding work product.”

Tom Mungovan Chambers and Partners

“Great technical knowledge and is consistently able to give us a clear road map to resolve complex matters.”

Tom Mungovan Chambers and Partners

“A rising star highly rated for his technical knowledge and for his energy and enthusiasm.”

Tom Mungovan Legal 500

“An extremely able insurance lawyer with a can-do attitude. He is always responsive and has the technical ability to explain very complex matters in a clear, concise and engaging manner. He is experienced at mediation and is good at difficult negotiations.”

Tom Mungovan Legal 500